Pregnancy & Childbirth Cost Calculator — NSW

Total

Type	Amount
Incoming (rebates/payments)	—
Outgoing (costs)	—
Net	—

Midwives

Name	Medicare Number	Cost	Rebate

Obstetricians

Name	Medicare Number	Cost	Rebate

Routine ultrasound scans

Name	Medicare Number	Cost	Rebate

Pregnancy counselling

Name	Medicare Number	Cost	Rebate

Blood tests

Name	Medicare Number	Cost	Rebate

Immunisations

Name	Medicare Number	Cost	Rebate

Childcare

Unregulated

Care inside the family home (the carer comes to you) — advertising for role is permitted.
Care outside the family home (the child goes to the carer) — advertising for role is not permitted.
Services not primarily for care — sport, dance, music, culture, language classes, tutoring, etc.

Family Day Care

Care is provided on a regular, ongoing basis.
Care is in the carer’s home or an approved premises.
Between 1 and 7 children at a time under 13 years old, with less than 5 not yet in school.

Centre-Based Services

Care is provided on a regular, ongoing basis.
Care is at an approved premises outside of a home.
Qualified carers, required staff-to-child ratios and a nominated supervisor are employed.

Immunisation is required for Family Day and Centre-Based Care Services.

AIR

International Immunisation Schedule Comparison

Medicare

No vaccination record exists for a child until they receive their first one, this is often Hepatitis B after birth. So from the first vaccination date onwards, or upon the baby’s enrolment into Medicare, the child has an AIR record (Australian Immunisation Register).

Catch-up Flag

When you are ready to start vaccinations, healthcare providers refresh a child’s vaccine status, showing vaccines are up to date for 6 months + 63 days (leeway). During this time a child must complete the vaccination process.

Healthcare Providers have no valid basis for flagging your child’s vaccination status under AIR until you inform them that you are starting vaccinations (AIR guidance says providers shouldn’t tick the box if the parent doesn’t intend to vaccinate at that time). A listed reason you can give for starting vaccinations is, “the child is enrolling in early childhood education and care.”

School

Students are not denied entry if they are unvaccinated, it is against NSW Education and NSW Health laws for a student to be denied enrolment based off vaccination status. If an outbreak occurs at a school, a student with no immunisation documentation may be requested to stay at home during the outbreak.

Telehealth

Name	Medicare Number	Cost	Rebate

Public hospital or birth centre stay

Name	Medicare Number	Cost	Rebate

In-hospital medical tests and scans

Name	Medicare Number	Cost	Rebate

After birth — visits to GP, immunisations, care in public hospital/homebirth program

Name	Medicare Number	Cost	Rebate

Newborn Upfront Payment

The Newborn Supplement is a payment that you can get for up to 13 weeks. It is not taxable. The amount that you receive depends on how many children you have and your family’s income.

Parental Leave Pay

Eligibility

Citizen or permanent/special visa

Earn $186,487 or less in the 2025–26 financial year

Requirements

Worked at least 330 hours in the 10 month period with no more than a 12 week gap between work days. Worked at least 10 consecutive months within the 13 month work test period.

Family Tax Benefit (FTB)

Part A

Combined earnings	Payment
< $69,131	$7,109 ($235/fortnight)
< $80,000	~$5,000
$80,000 – $90,000	~$5,000 – ~$2,000
$90,000 – $129,000	~$2,000
> $129,648	$0

Part B

Combined earnings	Payment
< $124,327	$5,223
> $124,327	$0

Lower earner’s independent income (if the other partner is over the threshold)

Lower earner’s income	Payment
$0	$5,223
~$10,000	$4,653
~$20,000	$2,653
~$30,000	$653
> $33,270	$0

So if mother earns $33,270 and father earns over $33,270, payment is $0.

Child Care Subsidy (CCS)

Miscellaneous

Preferred Public Hospital

Royal North Shore Hospital

Country	Primary visit timing	DTP-based primary	HepB birth dose	PCV schedule	Rota	MenB	MenC/ACWY <2y	Varicella <2y	HepA <2y	BCG universal	Flu 6–59m funded	Infant RSV programme	Legal approach
Australia	6wk, 4, 6, 12, 18m	3+1 hexa	✔ universal	2+1 PCV20 (3+1 Indigenous)	✔	◑ Indigenous; SA/QLD/NT universal	✔ ACWY 12m	✔ MMRV 18m	◑ Indigenous (4 states)	✘	✔	Maternal Abrysvo ✔ + state nirsevimab ◑	Incentive (No Jab No Pay/Play)
New Zealand	6wk, 3, 5, 12, 15m	3+0 hexa + Hib 15m	◑ HBsAg+ mothers	2+1 PCV13	✔	✔ 3, 5, 12m (since 2023)	✘	✔ 15m	✘	◑	✘ (risk only)	? none national	Voluntary
UK	8, 12, 16wk, 12, 18m	3+1 hexa (18m booster from 2026)	◑ selective	1+1 PCV13	✔	✔ 2+1	✘ (Hib/MenC dropped 2025)	✔ MMRV 12 & 18m (from Jan 2026)	✘	◑	✘ (LAIV from 2y)	Maternal Abrysvo ✔	Voluntary
Ireland	2, 4, 6, 12, 13m	3+0 hexa	◑	2+1	✔	✔	✔	?	✘	✘ (stopped 2015)	✘ (LAIV 2y+)	Nirsevimab ✔	Voluntary
United States (Jan 2026 CDC)	birth, 2, 4, 6, 12–18m	3+1 DTaP	◑ only if mother HBsAg+/unknown (universal recommendation dropped Dec 2025–Jan 2026)	3+1	SCDM	◑ high-risk	◑ SCDM/high-risk	✔ 12–15m	SCDM	✘	SCDM	◑ high-risk only (CDC); AAP still universal	State school/daycare mandates; exemptions vary
Canada (provincial)	2, 4, 6, 12, 18m	3+1 (penta/hexa)	◑ most provinces infant HepB in hexa, not birth	2+1 (PCV15/20)	✔	✘ (risk)	✔ C/ACWY 12m	✔	◑ some	◑ (Indigenous communities, some)	✔	Nirsevimab ✔ universal in Quebec, Ontario; others vary	Ontario/NB school laws with exemptions
France	2, 3*, 4, 6, 11, 12, 16–18m	2+1 hexa (2, 4, 11m)	◑ (HepB in hexa)	2+1	✔ (since 2022)	✔ (mandatory from 2025)	✔ ACWY 6 & 12m	✘	✘	◑ high-risk/Île-de-France, Guyana	✘	Nirsevimab ✔ + maternal	Mandatory (11 vaccines)
Germany	2, 3*, 4, 11, 12–15m	2+1 hexa	◑	2+1	✔	✔ (since 2024)	✔ C 12m	✔ MMR+V 11 & 15m	✘	✘	✘	Nirsevimab ✔	Measles law (daycare/school; fines)
Italy	3, 5, 11–13, 13–15m	2+1 hexa	◑	2+1	✔	✔	✔	✔ MMRV	✘	✘	✔	Nirsevimab ✔	Mandatory (10 vaccines)
Spain	2, 4, 11, 12, 15m	2+1 hexa	◑	2+1	✔	✔	✔ C 4m, ACWY 12m	✔ 15m	✘ (✔ Ceuta/Melilla)	✘ (Basque historic)	✔	Nirsevimab ✔	Voluntary
Portugal	birth, 2, 4, 6, 12, 18m	3+1 hexa	✔ universal	2+1	?	✔	✔	✘	✘	◑ (since 2016)	✘	Nirsevimab ✔	Voluntary
Netherlands	3, 5, 11, 14m	2+1 hexa	◑	2+1	✔ (2024)	✘	✔ ACWY 14m	✘	✘	◑	✘	Nirsevimab ✔ (2025/26)	Voluntary
Belgium	8, 12, 16wk, 12–15m	3+1 hexa	◑	2+1	✔	✘	✔	✘	✘	✘	✘	Nirsevimab ✔ + maternal	Polio only mandatory
Denmark	3, 5, 12, 15m	2+1 penta	◑ (risk only)	2+1	✘	✘	✘	✘	✘	✘	✘ (LAIV 2–6y)	?	Voluntary
Sweden	6wk(rota), 3, 5, 12, 18m	2+1 hexa	◑	2+1	✔	✘	✘	✘	✘	◑ (risk)	✘	Nirsevimab ✔ (2025/26)	Voluntary
Norway	6wk(rota), 3, 5, 12, 15m	2+1 hexa	◑	2+1	✔	✘	✘	✘	✘	◑	✘	?	Voluntary
Finland	2, 3, 5, 12, 18m	2+1 penta	◑ (risk only)	2+1	✔ (3 doses)	✘	✘	✘	✘	◑	✔	Nirsevimab ✔	Voluntary
Iceland	3, 5, 6, 8, 12, 18m	2+1	◑ (risk only)	2+1	?	✘	✘	✘	✘	✘	✘	Nirsevimab ✔ (2025/26)	Voluntary
Poland	birth, 2, 3–4, 5–6, 13–18m	3+1	✔ universal	2+1	✔	✘	✘	◑	✘	✔ at birth (mandatory)	✘	Maternal only ✔	Mandatory (fines)
Hungary	2, 3, 4, 13–18m	3+1 hexa	◑	2+1	?	✘	✘	✔ (mandatory)	✘	✔ at birth	✘	?	Mandatory
Czechia / Slovakia	~2, 4, 11–13m	2+1 hexa	◑	2+1	?	?	?	✘	✘	✘ (ended 2010/2012)	✘	✔ (CZ)	Mandatory
Baltics (LT, LV, EE)	birth onward	3+1	✔ LT (universal)	2+1	✔	?	✘	✔ LV	✘	✔ at birth	✘	✔ (LT, LV)	Latvia mandatory
Japan	2, 3, 4, 5–8, 12–18m	3+1 penta (DPT-IPV-Hib since Apr 2024)	✘ (universal HepB from 2m)	3+1 PCV15/20	✔	✘	✘	✔ 2 doses	✘	✔ (5–8m)	✘ (voluntary)	✘	Voluntary (“duty to endeavour”)
South Korea	birth, 1, 2, 4, 6, 12–23m	3+1	✔ universal	3+1	✔ (NIP 2023)	✘	✘	✔ 1 dose	✔ 12–23m	✔ intradermal <4wk	✔	?	Voluntary
Singapore	birth, 2, 4, 6, 12, 15, 18m	3+1 (6-in-1/5-in-1)	✔ universal	2+1 PCV13 (4, 6, 12m)	✘ (optional)	✘	✘	✔ 12 & 15m	✘	✔ at birth	✔	?	Diphtheria and measles compulsory by law
Israel	birth, 1, 2, 4, 6, 12, 18, 24m	3+1	✔ universal	2+1	✔ (3 doses)	✘	✘	✔ MMRV 12m	✔ 18 & 24m	✘ (targeted)	✔	Nirsevimab at birth (most babies)	Voluntary
Türkiye	birth, 1, 2, 4, 6, 12, 18, 24m	3+1 (+OPV)	✔ universal	2+1	✘	✘	✘	✔ 12m	✔ 18 & 24m	✔ 2m	✘	✘	State-delivered; effectively expected
Mexico	birth, 2, 4, 6, 12, 18m	3+1 hexa	✔ universal	2+1	✔	✘	✘	✘	✘	✔ at birth	✔	✘	Legal duty, weak enforcement
Chile	birth, 2, 4, 6, 12, 18m	3+1 hexa	✔	2+1	?	✘	✔ ACWY 12m	✔ 18m	✔ 18m	✔ at birth	✔	Nirsevimab universal (since 2024)	Mandatory programme vaccines
Colombia	birth, 2, 4, 6, 12, 18m	3+1	✔	2+1	✔	✘	✘	✔ 12m	✔ 12m	✔ at birth	✔ (6–23m)	?	Programme-mandated
Costa Rica	birth, 2, 4, 6, 15, 18m	3+1 hexa	✔	2+1	✔	✘	✘	✔	?	✔ at birth	✔	?	Compulsory by law

Pregnancy & Childbirth Cost Calculator — NSW

Total

Midwives

Obstetricians

Routine ultrasound scans

Pregnancy counselling

Blood tests

Immunisations

Telehealth

Public hospital or birth centre stay

In-hospital medical tests and scans

After birth — visits to GP, immunisations, care in public hospital/homebirth program

Newborn Upfront Payment

Parental Leave Pay

Family Tax Benefit (FTB)

Part A

Part B

Child Care Subsidy (CCS)

Miscellaneous

Preferred Public Hospital

Sources

Parental Leave Pay

Choosing a hospital / birth centre

Immunisations

Medicare during pregnancy

Family Tax Benefit

Source

International Immunisation Schedule Comparison